If you have ever experienced flood damage in your home, you are probably already aware of how overwhelmed and powerless you can feel in these circumstances. The good news is that there are many steps you can take before a major storm or flooding event occurs to reduce the risks and mitigate the flood damage. It is important to know that flood damage is generally not covered by regular homeowner’s insurance, so you should assess the risk of flooding in your area and purchase flood insurance if deemed necessary.
If you discover or determine that your home is at risk for flooding, there are many steps you can take to reduce impact of flooding when it does occur, including the following:
- You can raise your entire home above the likely flood level by placing it on piers or stilts.
- You can install a sump pump to remove water from underneath your home.
- You can install foundation vents that allow flood waters to move through your home’s lowest levels, reducing damage.
- You can coat your foundation walls and seal any cracks that are present to prevent leaks.
- You can check the slope of the area around your home, ensuring that the lawn is graded away from your home. Installing a drainage system around you home can also move excess water away from your foundation.
While you may not be able to prevent all flood damage, you can also take measures to minimize the damage when flooding does occur. Keep your main water cutoff in good working order. Keep your gutters and drains clear. Sandbags can keep water away from windows or doors where flood water is most likely to enter your home.