How is flood damage different from a pipe leak or appliance failure?
A pipe leak is typically Category 1 (clean water) or Category 2 (gray water). Flood water is Category 3 by definition — it has contacted ground, sewage systems, agricultural land, or storm infrastructure and carries pathogens, chemicals, and fuels. The protocol is fundamentally different: more aggressive removal, mandatory antimicrobial treatment, and stricter post-remediation verification.
Do you work with FEMA and the NFIP?
Yes. We document flood losses to the standard the National Flood Insurance Program requires — pre-removal photos, scope by elevation, materials inventory with serial numbers where applicable, and Increased Cost of Compliance documentation when triggered. We coordinate directly with NFIP adjusters and have worked Triangle flood claims through every major hurricane remnant of the last two decades.
What can be saved after a flood?
Hard, non-porous materials — most framing lumber, concrete, ceramic tile, glass, metal — can be cleaned, treated, and kept if structurally sound. Soft goods (carpet, pad, upholstered furniture, mattresses), drywall in contact with flood water, fiberglass and cellulose insulation, particleboard, MDF, and most porous cabinetry must be removed. We document every disposition for the contents claim.
When can I reoccupy the home after a flood?
Reoccupancy is gated by post-remediation verification — moisture readings within drying-standard tolerances, no visible mold growth, antimicrobial treatment documented, and any removed structure rebuilt to code. Depending on the loss size, this is typically several weeks for partial losses and several months for full-floor or basement-to-living-space events.
What happens to my contents — furniture, electronics, family items?
Contents in contact with flood water are documented item-by-item before any disposition decision. Hard goods that can be cleaned and decontaminated are packed out for off-site restoration; soft goods are typically a total loss under Cat 3 protocol. Personal items with sentimental value (photographs, documents, textiles) are flagged for specialty restoration where the materials allow.